4 Point Inspection

Otherwise known as an insurance letter or 4-point letter, this inspection covers 4 areas the insurance company considers critical.

  • Roof
  • Electrical
  • Heating & Air Conditioning
  • Plumbing

These areas will indicate to the insurance company that the home is livable and has the relevant items needed for a modern home. The 4-Point inspection will contain photos and current condition of all 4 areas for the insurance company to evaluate.

These reports are normally required for any home 25 years of age or more.

Never give the insurance company the ‘Home Inspection Report’! There will be several issues on that report that you may not want the insurance company to be aware of. Some things on the report may disqualify your home, in the current condition, from getting insurance.

Our 4-Point inspections all come with photos. There are different forms to be filled out for different insurance companies. Please specify which insurance company you will be using so that we may use the correct form in order to save time and confusion during the purchasing process.

We cannot guarantee your acceptance or declination for insurance. We only report the components condition at the time of inspection. We do not work for any insurance company, nor any real estate company.